Don’t let credit errors stand between you and home sweet home.

Make sure your credit is accurate before you buy.1-844-862-2020

Your credit will affect your ability to buy a new home. Are you prepared?

When you’re in the process of buying a new home, the last thing you want to worry about is not getting approved for a home loan. Lenders will always check your credit, and your score will help them determine what interest rate you receive. That’s why it’s important to make sure your credit report is completely accurate before you start the application process. Don’t let credit errors raise your interest rate or keep you out of the home of your dreams.

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CORRECT SMALL ERRORS, GET IMPACTFUL RESULTS.

Undetected errors in your credit report can make a big difference in your everyday life. If you have inaccurate data in your credit report that is negatively affecting your score, correcting it may help you in the following ways:
  • Get approved for a mortgage loan.

  • Lower interest rate on your mortgage loan.

  • Avoid deposits when setting up utilities in your new home.

Having accurate credit is in
your best interest when applying
for a home loan. Here’s why.

When buying a new home, you’ll likely need a mortgage loan. The interest rate you receive on your mortgage will depend on the amount and percent of your down payment as well as your credit score. The higher your credit score and down payment, the lower your interest rate. See how even a 1% difference in your interest rate can affect your monthly payments:

Monthly principal and interest payments on
a 30-year fixed-rate mortgage for $200,000

Interest rate Monthly principal and interest
4% $954.93
5% $1,073.64

In this example, the difference between 4% and 5% interest adds up to about $40,000 over 30 years! That’s why it’s important to make sure that your credit score is accurate and isn’t suffering due to inaccurate information on your credit report.


1-844-862-2020

20/20 CREDIT IS PUTTING OUT THE WELCOME MAT FOR AMERICANS WITH ERRORS ON THEIR CREDIT REPORTS.

Don’t wait until it’s time to buy a new home. Call 20/20 Credit well in advance of this important life decision to make sure that your credit is free of errors that could impact the interest rate you receive and ultimately, whether or not you’re approved for a mortgage. Let us help you get a head start before you purchase your new home.

  • We correct errors up to 4x faster than our competitors to get you in the home of your dreams faster.

  • Pay only $89 per month for unlimited error correction — save that extra cash for your big move.

  • With our combined total of 200 years of experience, we have the know-how to quickly correct credit errors and ease the stress of applying for a mortgage.