Don’t let credit errors dictate what you put in your wallet.

Take charge of your purchasing power.1-844-862-2020

Your credit score determines your credit card eligibility. Are credit errors hurting you?

Getting a credit card is a major step towards establishing your credit, and credit errors can do serious damage when your financial institution determines your eligibility. From higher APRs to getting outright declined, credit errors that are damaging your credit score can make getting a new credit card harder than it should be. Don’t let credit errors keep you from being offered the best credit card terms.

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CORRECTING SMALL ERRORS MAKES A BIG DIFFERENCE.

If you have errors on your credit report, they could affect the quality of credit cards you will qualify for. Correcting errors that are damaging your credit score could help you in the following ways:
  • Lower interest rate on a new credit card.

  • Get approved for a card with better perks.

  • Higher credit limit on a new card.

It’s in your best interest to correct
credit errors before applying for
a credit card. Here’s why.

Certain credit cards are considered “prime” or “super prime” and are only offered to consumers with the highest credit scores and higher incomes. These cards have the lowest interest rates, higher spending limits and often offer appealing awards programs and benefits. Consumers with lower credit scores are offered less desirable cards with higher interest rates, lower spending limits and are sometimes declined for a credit card altogether.

Low vs. high interest rates on a
$5,000 monthly revolving balance

  Interest rate Monthly interest
Low rate 13% $54.17
High rate 22% $91.67

This example illustrates why it’s important to make sure your credit report is free of errors before applying for a credit card. The difference between getting a high or low interest rate on your credit card could end up costing you thousands of dollars in interest over the years.

20/20 CREDIT CAN HELP YOU TAKE CHARGE OF YOUR CREDIT.

Don’t let credit errors leave you stuck with a high interest credit card. Call 20/20 Credit for a FREE credit analysis before contacting lenders. Let us help you get the credit you deserve.

SEE WHAT ELSE MAKES OUR CREDIT REPAIR SERVICE STAND OUT FROM THE COMPETITION:

  • We correct errors up to
    4x faster than our competitors
    so you can get approved faster.

  • Pay only $89 per month for unlimited error correction—more cash for your monthly payments!

  • With our combined total of 200 years of experience, we can help you achieve your financial goals.